Private Credit Strategy

Equity-like returns from the top of the capital structure.1

Rising numbers of high-growth startups and their founders have turned to private credit as an attractive source of capital to support their growth and working capital needs. BIP Capital’s Private Credit Strategies leverage this situation to benefit founders and investors.  
For founders, BIP Capital private credit is a source of fast, flexible, and minimally dilutive funding. For individual investors and their advisors, the strategy widens access to high-yield, institutionally underwritten opportunities typically unavailable in public markets.2

Via a longstanding partnership with LAGO Asset Management, BIP Capital is the platform supporting LAGO Evergreen Credit.3 This private credit BDC seeks to deliver quality private credit exposure with the potential to capture risk-adjusted, equity-like returns and downside protections.4  

Benefits of Credit Investing via
BIP Capital

BIP Capital credit investments offer a way for investors to balance a low risk profile with income producing total returns in varying market cycles. The asset class is source of flexibility, transparency, control, and accessibility for individuals qualified as Accredited Investors5 and above.  

Non-dilutive, thematic investing

Quality lower-middle market portfolio

Quarterly closes with 100% of capital due

Deep originations network for deal flow

Actively managed investments

Secured by disciplined, rigorous underwriting

Strict financial and operating covenants

Opportunity for high quarterly distributions

Actively managed private credit6

LAGO Evergreen Credit provides senior-secured lower middle market direct lending for innovative growth companies that are working to capture distinctive opportunities in the 21st Century.7 This private credit BDC seeks to deliver quality credit exposure with the potential to capture risk-adjusted, equity-like returns and downside protections.8 ‍
Learn More About Lago Evergreen Credit

We invite you to get to know our disciplined, forward-thinking investment approaches.

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3575 Piedmont Rd
Building 15, Suite 700
Atlanta, GA 30305
404-410-6476
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BIP Capital and its innovative financial products support great investment managers and extend the impact of the innovation economy to more founders and investors.

BIP Ventures Website

BIP Ventures is a highly active venture capital firm in the Southeast purpose-built to support a durable, multi-stage investment strategy that reduces the frictions that can drag on performance while creating value for our founders and those who invest with us.*

Evergreen BDC Website

BIP Ventures Evergreen BDC is an equity BDC product that offers Accredited Investors and above continuous access to growth-stage companies through the BIP Ventures portfolio.

Lago Website

LAGO Evergreen Credit is a lower middle market-focused private market credit BDC provided in partnership with LAGO Asset Management. It seeks to deliver equity-like outcomes by investing primarily in senior secured term loans.**

Evergreen BDC Website
Privacy Policy
Lago Website
Disclosures
Lago Website
SEC Filings

  • 1. LAGO primarily invests in senior secured loans (historically over 90%); however, it will opportunistically invest in junior debt and/or equity securities.​ Upside participation is anticipated from a combination of warrants received in certain debt financings and/or direct equity investments. There can be no guarantee that past performance is indicative of future returns.

  • 2. Data and insights were informed by PitchBook 2024 US Venture Debt Report, Preqin Private Credit Quarterly Update Q4 2023, NVCA 2023 Yearbook, Bloomberg, and Institutional Investor.

  • 3. Both Mr. Buffington and BIP Capital, LLC are minority equity owners in LAGO Asset Management, LLC and accordingly are entitled to profits interests in LAGO. BIP Capital is also the fund administrator and receives compensation from LAGO Asset Management. Accordingly, this relationship creates a conflict of interest for BIP Capital and its personnel due to the ownership and economics in LAGO because BIP Capital may be more inclined to speak favorably of, and recommend to prospective investors, LAGO Evergreen Credit given its profits interest in LAGO Asset Management. LAGO Asset Management, LLC is a SEC Registered Investment Adviser, separate from BIP Capital, LLC.

  • 4.Investment involves risk. Through LAGO Evergreen Credit, BIP Capital intends to utilize leverage which magnifies the potential for gain or loss on amounts invested. Use of leverage generally increases the risks associated with investing. While the LAGO Evergreen Credit intends to make quarterly distributions, it may be unable to achieve investment results that will allow it to make specified or stable cash distributions. Please contact us for Offering Materials for a complete list of risk factors. There can be no guarantee that past performance is indicative of future returns. Actual results may vary.

  • 5. An Accredited Investor is an individual or entity legally permitted to invest in private securities offerings based on financial qualifications. For individuals, this typically means having a net worth over $1 million (excluding primary residence) or an annual income of at least $200,000 ($300,000 jointly) for the past two years, with the expectation of maintaining that income level. Source: https://www.sec.gov/resources-small-businesses/capital-raising-building-blocks/accredited-investors

  • 6. There is no guarantee that the strategy will achieve its investment objectives, and past performance is not indicative of future results.

  • 7. LAGO Evergreen Credit ("BDC") is registered as an investment company under the US Investment Company Act of 1940, as amended, and has elected to be treated as a business development company under the 1940 Act. The BDC has filed a registration statement on Form 10 for its Shares with the SEC under the Securities Exchange Act of 1934, as amended.

  • 8. LAGO primarily invests in senior secured loans (historically over 90%); however, it will opportunistically invest in junior debt and/or equity securities.

  • * BIP Capital, LLC is an investment adviser registered with the Securities and Exchange Commission under the Investment Advisers Act of 1940, as amended, doing business as “BIP Ventures.”

  • ** LAGO primarily invests in senior secured loans (historically over 90%); however, it will opportunistically invest in junior debt and/or equity securities.​

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